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Do you have a plan from an exchange?
Republicans argue that your boss gets to pick the plan and deny you the coverages he wants to deny you.
Each state used to get to decide the minimum. The process, if you were going to follow such a ****** up process, that is, should have kept the states in the loop. 5-10 plans based upon the 50ish state minimums. Then each state legislature gets to decide the minimum policy from those 5-10. CA and NY could adopt the highest amount of coverage, while other states could adopt the minimum, and I mean, bare minimum. Anything above the level chosen by the state could be sold in the state, but not be mandatory.
Insurance companies now have 5-10 policies to develop and can sell them across state lines. You don't need federal or state exchanges or the federal government to be more involved than that. The states already have Insurance Commissions to deal with the insurance companies.