I'd like to see health care insurance be more on line of car/homeowner insurance. Something you fall back on in case of disaster. Allow for competition and across state lines. Forget the company health care policies. Most of them lure you in and employees are scared to retire/leave for fear of losing their benefits. If the company wants to give their employees a benefit allow them to donate to the employees HSA with pre-tax dollars to lower the tax liability and the. HSAwill continue to grow until they need it to cover deductibles, etc. A replacement for Obamacare won't work, it will just be changed the next time the Dems are in office. Government flat out needs to get out of the healthcare business. Easier said than done but, the same government that gave us $5k toilet seats for government projects is not going to do anything to lower costs if it has any say in the matter.
Talk about leverage....your and my health... How in the hell did we allow them to take it this far?
If the state insurance commissioner does not use a risk-based capital formula for thedetermination of capital and surplus requirements for all issuers.o Unless both the secondary and primary states have legislation or regulations in placeestablishing an independent review process for individuals who have individual healthinsurance coverage; oro The issuer provides an acceptable mechanism under which the review is conducted by anindependent medical reviewer or panel.Ø Gives sole jurisdiction to the primary state to enforce the primary state’s covered laws in theprimary state and any secondary state.Ø Allows the secondary state to notify the primary state if the coverage offered in the secondarystate fails to comply with the covered laws in the primary state.
