This is true, not just your opinion.
In any event, IMLTHO, going back to the W bailouts, if those companies would have been allowed to fail, properly, we would have been hit, and hit hard. However, the result would have been a better recovery and going forward, the private companies know they are on their own if they **** up. Now? Getting to big to fail and being risky has not downside. W did BS with his bailout, the Obama spending was ludicrous with too poor of a return.